Edmund Moore, PhD, 62, just retired in September. The former senior materials engineer is set to enjoy the golden years. He’s learned a thing or two about managing money. “I was fortunate to be in a position to misuse resources at an early age before coming to my senses and shepherding those resources as I matured,” he says.

Moore says that by default, his first year in college he got serious about budgeting. “I wanted to move out of a dorm room (required to live in for the first year of college at Florida A&M University) to a rental house or apartment. I produced a budget that revealed that it was cheaper to live off campus than on campus.”

Since then, it’s been all about a budget. He’s never used a budgeting app, relying on pen, paper, or an Excel spreadsheet. He credits his father for being an example, “His philosophy was to be happy, do not want so much, set goals, live within your budget, and do not owe anyone any debt,” says Moore, author of Financial Freedom.

He offers three pieces of advice:

Source link

Previous articleBREAKING: US House Votes to CENSURE Jew-Hating Rashida Tlaib over Anti-Israel Remark – Here are the 22 Democrats Who Voted Yes and the 4 RINOs Who Voted No | The Gateway Pundit
Next articleadidas Originals x Sporty & Rich Drop 3rd Collaboration
Harmony Evans is an award-winning author of Harlequin Kimani Romance, African-American romance, and so on. Harmony Evans is an award-winning author for Harlequin Kimani Romance, the leading publisher of African-American romance. Her 2nd novel, STEALING KISSES, will be released in November 2013. Harmony is a single mom to a beautiful, too-smart-for-her-own-good daughter, who makes her grateful for life daily. Her hobbies include cooking, baking, knitting, reading, and of course, napping and also review some of the best-selling and popular brands and services in the market and also write comprehensive blogs.


Please enter your comment!
Please enter your name here